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Frequently
Asked Questions
You
may have a number of questions about home inspections, we have tried to
answer those most frequently asked on this page. If you still have any
questions feel free to contact us.
Why
do I need an inspection?
Buying a home is probably the largest single investment you will ever
make. A home inspection will let you know the condition of the property
before you buy, so you may avoid unpleasant costly repairs afterwards.
After an inspection, you should have a clearer understanding about the
property and feel confident about the purchase of a home. It will reveal
major problems with the house, and also point out the positive aspects
of the home.
When
do I call in the home inspector?
After you have made an offer to purchase the property - or before closing
- is a good time to call an inspector. Have your lawyer or realtor include
an "inspection clause" in the contract, making your purchase
contingent upon the findings of a professional home inspection.
What
is a home inspection?
The inspection is a reasonable effort to disclose the conditions existing
on the day of the inspection - a look at your home with an experienced
eye. Most people purchasing homes hire an inspector to check the roof,
exterior, foundation/basement/structures, plumbing, electrical, heating,
fireplaces, air conditioning, insulation and interior. The inspection
does not reveal information on the concealed areas or items not inspected
e.g. insulation in the visible areas of the attic does not imply insulation
under the attic floor.
Who
is a home inspector?
Home inspectors are generalists with broad knowledge on many topics. Some
home inspectors are engineers and others are not. The home inspector does
a visual inspection and reports major deficiencies and items affecting
the habitability of the property. A good inspector must be well versed
in all fields of residential construction and have good communication
skills. The home inspector gives an overview of the condition of the property
and discloses major defects.
Are
there any limitations?
YES. Inspectors do the best job they can, but sometimes physical obstructions,
weather conditions, etc. prevent them from doing the whole job - e.g.,
a snow-covered roof or concealed areas. The inspector cannot make representations
about what was uninspected. Approximately 3/4 of the components of a house
are concealed or out of sight.
What
if the report reveals problems?
Just because the house may have some problems doesn't mean it isn't good
investment. The report will help you understand what will be involved
in future maintenance, whether you may be able to negotiate with the seller
on the price of the home, or getting repairs done before closing. Remember,
the choice is always yours.
Which
houses should be inspected?
Any house should be inspected regardless of age. New construction, as
well as existing houses, have defects. The inspector uses his experience
of inspecting older houses to anticipate future problems in new construction.
Can
a house "fail" an inspection?
An inspector will not pass or fail a house. A professional home inspection
is simply an examination of the current condition of the house. An inspector
describes the house's condition and notes items in need of immediate repair
or replacement.
Is
an inspection an insurance policy for warranty against future repair?
NO! The home inspector will never be able to predict every repair or maintenance
item encountered while owning a house. Purchasing a home brings risk.
An inspection cannot eliminate this risk. An inspection does not constitute
an insurance policy. It gives you an overall impression of the house and
discloses any immediate major repairs.
Do
I need to be present at the home inspection?
It isn't necessary for you to be present at the inspection. However, being
there will help you learn about your new home. The inspector can give
you tips on maintenance and upkeep. And it's a good time for you to ask
questions.
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